What Renters Need to Know

To be protected from eviction, you MUST self-certify right now. 

The CDC eviction protection self-certification will no longer protect you. Please make sure to fill out the form below to ensure protection.

Despite the end of the federal eviction moratorium, New Jersey households with income below 120% of your county's Area Median Income, are protected from eviction or removal at any time for nonpayment of rent, habitual late payment of rent, or failure to accept a rent increase that accrued from March 1, 2020 to August 31, 2021.

Households with income below 80% of your county's Area Median Income and other specific circumstances may also be eligible for protection from eviction or removal through December 31, 2021, and other assistance and services.

Updated 8/27/2021

 

Can I Be Evicted From My Home?

NO RENTER CAN BE REMOVED FROM THEIR HOME FOR NONPAYMENT DURING THE EVICTION MORATORIUM, with exceptions such as when a renter presents a danger to themselves or others.

What if I Can't Pay Rent?

Renters can request that their landlord use their security deposit to pay rent or back rent, as established by Executive Order 128.
You are also now able to pay your rent using a credit card.

If your landlord is trying to evict you, you can file a report with the state using this form

Evictions can be filed, but your landlord cannot lock you out of your home or try to remove you. If this is happening to you, call your local police department immediately. Please refer to this document for Police's role in preventing evictionsFor additional help, call us at 888-691-3002. We will respond as quickly as possible.
 

The CDC's federal eviction moratorium is no longer in place. However, tenants in NJ may still be protected. Households must file certified paperwork in order to be protected as a “covered person.” For the special eviction protections to take effect, the tenant MUST provide the required self-certification form to their landlord and, when applicable, to the courts. Click here for the steps to file for certification.

The COVID-19 Emergency Rental Assistance Program Phase II is currently open to provide rental arrears and temporary rental assistance to low- and moderate-income households that have had a substantial reduction in income, have qualified for unemployment benefits, incurred significant financial hardship due, directly, or indirectly, to the COVID-19 pandemic. Many counties and some cities are running their own Emergency Rental Assistance Programs. Click below to apply for an Emergency Rental Assistance Program.

What if I Can't Pay My Utility Bills?

The moratorium on utility shut offs ends July 1st. However, there is a grace period through December 31st, 2021 to give customers the time they need to enroll in payment assistance plans. No one should face disconnection of gas, electric, or water services before the end of the grace period.

If you are struggling to pay your utility bills, click here to see if you are eligible for any NJ Department of Community Affairs assistance programs. You can also contact your utility company about assistance programs and payment plans. If you are unable to resolve an issue with your utility company, you should contact the Board of Public Utilities’ Customer Assistance team by filling out this online form, or by calling (800) 624-0241 and leaving a voicemail.

Ida Storm Recovery

Renters affected by Hurricane Ida that live in Bergen, Essex, Gloucester, Hudson, Hunterdon, Mercer, Middlesex, Passaic, Somerset, or Union Counties may be eligible for assistance from FEMA.

If you have renters insurance, you should file a claim as soon as possible.

You can apply for assistance online at disasterassistance.gov or by calling 800-621-3362. Click the buttons below for explanations of available assistance.

For all other counties, please visit nj.gov/ida for resources and to visit NJ's data collection portal. 

What Are My Rights?

Woman on Her Computer

Check out NJ's guide to the rights and responsibilities of residential renters and landlords, which covers issues such as the lease, security deposits, discrimination, disposition of personal property, consumer fraud protection, credit and background checks, habitability, evictions, foreclosures and more. Click on the buttons below.

Looking for Housing?

Click through these resources to find information on affordable housing in New Jersey, housing programs, and other assistance programs throughout the state of New Jersey. Many counties also have affordable housing information on their Housing Authority websites.

Need Assistance?

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Need advice on buying a home, renting, default, foreclosure avoidance, credit issues or reverse mortgages? A HUD certified housing counselor is trained to assist you with your financial matters. They help clients navigate difficult challenges. Housing counseling and mediation services are free through this program. Housing counselors are experts in:

  • Budgeting and savings

  • How to consolidate debts

  • Understanding credit and the credit bureaus

  • Figuring out ways to reduce monthly expenses

  • Develop an Action Plan to resolve any renting issues, including mediation services

Rental housing counseling will help you understand the full rental process – from how to select the best home for you, to how to navigate your move-out day. Rental counseling sessions will explain renter rights and responsibilities, how to address complaints, delinquencies and more!

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Resources for Renters

Department of Community Affairs Programs & Resources

NJHMFA

Other New Jersey Programs & Resources

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