COVID-19 Executive Orders & Legislation

Many renters in New Jersey are protected under the eviction moratorium. Click below for information on the current protections for renters.

Executive Order 128: RENTERS CAN USE THEIR SECURITY DEPOSITS AS RENT PAYMENTS

Executive Order 190: IT IS AGAINST THE LAW AT THIS TIME TO SHUT OFF ANY RENTER'S WATER, GAS, ELECTRICITY DUE TO NONPAYMENT.

TENTANTS ARE ALLOWED TO MAKE RENT PAYMENTS USING THEIR CREDIT CARD.

Need Assistance?

Being a landlord has many benefits, but comes with much responsibility. Housing counseling services are free through this program. They provide information on a range of topics including:

• Helping you understand your obligations and options as a landlord

• Reviewing current COVID-19 moratoriums for property owners and tenants

• Developing an Action Plan to resolve homeowner issues such as: late or non-payment of mortgage or property taxes, and other assessments

• Opportunity for housing counseling and mediation services

• Assisting you in communicating with your lender, tenant, etc.

Housing Assistance Programs

Help your tenants apply for the Emergency Rental Assistance Program that can help them pay portions of their rent.

• To qualify, households must include at least one person who is eligible for unemployment or who has experienced a financial hardship due, directly or indirectly, to the COVID-19 pandemic.

• Household income must be at or below 80 percent of the area median income.

• Click the button below for more information.

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Having Trouble Paying Your Mortgage?

Borrowers with federally-backed mortgages are protected under the CARES Act. If you are experiencing financial hardship caused by the COVID-19 emergency, request forbearance from your servicer. Forbearance must be granted.

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Forbearance is when your mortgage servicer or lender allows you to pause or reduce your payment for a limited period of time. Forbearance does not erase what you owe. To review the CARES Act Mortgage Forbearance & Foreclosure guidelines, click below.

Hurricane and COVID Related Financial Assistance for Small Businesses

If you own a small business, financial assistance may be available to you during the COVID-19 pandemic. Additionally, if you were affected by Hurricane Henri or Ida, rent or mortgage reimbursement support may be available. To find out what assistance programs your business is eligible for, click the buttons below.