Updated: Sep 13
New Jersey homeowners and renters affected by Hurricane Ida who live in counties that have recently been designated for Individual Assistance could be eligible for help from FEMA.
The designated counties are: Bergen, Essex, Gloucester, Hudson, Hunterdon, Mercer, Middlesex, Passaic, Somerset and Union.
If you have homeowners or renters insurance, you should file a claim as soon as possible. By law, FEMA cannot duplicate benefits for losses covered by insurance. If you are uninsured or underinsured, you may be eligible for federal assistance.
Apply for FEMA assistance at disasterassistance.gov/ or by calling 800-621-3362 (TTY: 800-462-7585). The toll-free telephone lines operate from 6 a.m. to 10 p.m. CDT, seven days a week.
Non-Designated County Residents
New Jersey has launched a data collection portal to gather data from impacted individuals outside of the six counties where FEMA has declared the Major Disaster Declaration. The state portal will record basic information including name, location, damages, and cost, and need from impacted residents and businesses. It is accessible at nj.gov/ida and damagenj-njoem.hub.arcgis.com
FEMA and the State continue to evaluate damage in other counties through the Preliminary Damage Assessment process and the state portal will ensure that all Ida damages across all counties in the State are evaluated for potential FEMA assistance.
Small Business Administration Disaster Loans
U.S. Small Business Administration (SBA) low-interest disaster loans are available for homeowners, renters, businesses of any size and most nonprofits. Similar to FEMA, SBA cannot duplicate benefits for losses covered by insurance.
For small businesses, those engaged in aquaculture and most nonprofits, up to $2 million is available for working capital needs even if there was no property damage, with a $2 million maximum loan for any combination of property damage and working capital needs.
For homeowners: up to $200,000 is available to repair or replace their primary residence. For homeowners and renters: up to $40,000 is available to replace personal property, including vehicles.
Businesses and residents can apply online at https://disasterloanassistance.sba.gov For questions and assistance completing an application, call 800-659-2955 or email DisasterCustomerService@sba.gov. SBA will answer specific questions about how a disaster loan may help each survivor recover from the disaster damage