Certified experts are available to provide counseling services to any New Jersey residents who owns or rents a home. Most services are even available at no cost!
How Can a Certified Housing Counselor Help?
A certified housing counselor is specially trained to assist individuals and households with their financial matters. They assist clients to evaluate options if there are challenges with paying their rent or mortgage. Housing counselors are experts in:
Budgeting and savings
How to consolidate debts
Understanding credit and the credit bureaus
Figuring out ways to reduce monthly expenses
Help for Renters
Certified rental housing counseling provides the information needed to be a savvy renter. They will help you understand the full rental process – from how to select the best home for you, to how to navigate your move-out day. Rental counseling sessions will explain tenant rights and responsibilities, how to address complaints, delinquencies and more!
Help for Homeowners
A certified housing counselor will review your mortgage situation and help you understand your obligations and options. They can help you answer questions like, what can you do if you can’t pay your mortgage, what’s the different between refinancing and a home equity loan, are there programs that can help with home repairs?
Meetings with a certified housing counselor are completely confidential and many services are free of charge. They are a valuable resource and available all throughout New Jersey. Click here to find a certified housing counselor near you!