EXTENDED:NJ Foreclosures & Evictions Halted During Health Emergency

Updated: Jun 11

The current moratorium could be extended until January 1, 2022.

Effective March 2020, New Jersey residents CANNOT be removed from their home for inability to pay their rent or mortgage. Issued by Governor Phil Murphy, the order which suspends evictions and foreclosures remains in effect until two months after the governor declares an end to the COVID-19 health crisis.

President Biden has signed a federal executive order extending eviction moratorium until June 30. NJ's moratorium currently supersedes the federal moratorium.

Information for Renters

The eviction moratorium does not put a stop to court proceedings; instead, it prevents lockouts and removals. The New Jersey Supreme Court controls court proceedings related to eviction and has suspended all eviction proceedings for now. This means that your landlord cannot take you to court at this time, but they will be able to once the courts reopen.

If your landlord is trying to force you from your home, please:

  1. Call the police if removal is actively being attempted

  2. If the removal is not actively taking place, please read the Truth in Renting Guide for more information on your legal rights

Click here to learn more

Information for Homeowners

On March 28, 2020, Governor Murphy announced financial institutions will provide mortgage forbearance and financial protections for New Jerseyans facing economic hardship as a result of COVID-19.

New Jerseyans who are struggling financially as a result of COVID-19 may be eligible for the following relief upon contacting their mortgage lender:

  • 90-Day Grace Period for Mortgage Payments

  • No Negative Credit Impacts Resulting from Relief:

  • Relief from Fees and Charges

Homeowners should contact the institution that services their home loan to understand the specific programs and terms available to them. If your bank or mortgage service is not cooperative, you can file a complaint online with the Department of Banking and Insurance or by calling (609) 292-7272 or 1-800-446-7467.

Click here to learn more

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